Friday, February 12, 2010

Finding cheap car insurance is important for many consumers. Even more important is finding cheap car insurance from a reputable company so you know your insurance policy will cover you when you need it. Fortunately, there are many things consumers can do to help lower their premiums and allow them to find cheap car insurance from companies they can trust. CarInsuranceQuotes.com wants our customers to get the best deal possible and that is why we offer these tips to help lower your premiums and ensure you get cheap car insurance from a highly respected insurance company.

Go Shopping- One of the biggest mistakes most consumers make when they purchase a car insurance policy is going with the first company they find. “If you want to find cheap car insurance, the best and easiest way to save is by shopping around the different policies offered by car insurance companies. You will want to get at least three different quotes from companies before you decide on which insurance policy is best for you. CarInsuranceQuotes.com allows our customers to view quotes from different companies so our customers can be sure they get cheap car insurance from one of our partners.

Raise your Deductible- A great way to get cheap car insurance premiums is by raising the deductibles they are willing to pay. By raising your deductible from $500 to $1000 you can lower the premiums you pay by up to 40%.

Combine your Coverage- Another easy way to get cheap car insurance is by combining your auto and home policies. Many companies offer breaks to customers that insure their homes and vehicles through the same company.

Stay Close to Home- The less you drive the less chance you have of being involved in an accident. Insurance companies understand this and offer lower rates to people who use their vehicles less. So, if you are looking for cheap car insurance, it may be wise to walk the two blocks to the store instead of driving.

Do the Math- If you own an older vehicle that is not required by a loan company to carry full coverage insurance then a great way to get cheap car insurance is to lessen the coverage on the vehicle. If the amount of the premium on the policy is more than 10% of what the car is worth than the insurance policy is probably not worth it.

Improve your Credit- Think of your insurance policy as a loan. When you apply for coverage, insurance companies check your credit history to help determine how much your premiums will be. If you want to find cheap car insurance it is wise to pay bills on time, apply for credit less and check your credit report periodically for errors.

If you feel you are paying too much for your premiums and would like to find cheap car insurance from a reputable company then the above tips are a great place to start. And when it is time to get quotes for your new insurance policy, let CarInsuranceQuotes.com do your research for you. CarInsuranceQuotes.com searches online for the lowest price premiums from reputable companies like Allstate, esurance.com and Farmers’ Insurance Group to help ensure our customers get cheap car insurance from the best companies.